Ask the Coaches: Why can’t I seem to get control of my spending?

Hey, I am needing some advice and/or tough love and/or just good old fashion H-E-L-P. I cannot seem to stop spending money. It's ridiculous and I know that we have other priorities for our finances but I just can't seem to help myself. I keep thinking, oh these clothes will make me feel pretty which will make me happy which will mean I won't have to buy new clothes next month... NOPE. Or I can't stop thinking about certain food items that we don't have in the house and I will dwell on it for days and finally cave to buy them. I don't understand it. I don't know how to help it. My spouse doesn't really watch our back so I don't have true accountability but I WANT things for our money! I want to finally be debt free, we should be next month BTW except for the mortgage, I WANT to retire with dignity before I'm too old to enjoy it, I WANT to travel the US and not have to be tied to social norms. But my future self is constantly getting robbed by my present self. It's not only that I need help with the how, but more importantly the WHY. Why the frick can't I grow up? Why can't I say no to myself? TBH, this stems from some deep personal stuff with how I grew up with nothing and sometimes would have to leave groceries at the store after an hour of shopping because we didn't have money at the cashier... But why am I different then other people who have grown up that way and they are the opposite? Saving everything or being super careful with their money? I'm spending like congress! Please, be nice, but also, please help! (Anonymous)

👉 Have questions for the hosts? Submit them to: [email protected]

👉 Join our FREE Facebook Group of like-minded people:  www.facebook.com/groups/newmoneyhabits

⤵️  Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com/budgeteers/helpful-tools

📞 Schedule a FREE call with Coach Nino or Sarah: www.newmoneyhabits.com/budgeteers/contact

✅ Take your first step toward creating new money habits with our online course: How to Create a Better Budget: Your Foundation to Financial Freedom: www.newmoneyhabits.com/bootcamp

🎵 Music by Summer School

@newmoneyhabits / @KUWTJFC